Structured Finance
Association
Dedicated to helping the economy grow by safely enabling greater credit access to industry, consumers and investors.
A Stronger Framework for European Securitization Will Support Growth for All
In his latest blog post, SFA CEO Michael Bright encourages EU and UK policy makers to simplify and modernize their securitization regulations to unlock capital for businesses and families and spur economic growth.
SFA Conflict of Interest Resource Hub
Our SFA Conflict of Interest Resource Hub aggregates key materials to keep you informed on this critical issue, along with insights from our members to provide diverse perspectives and valuable commentary.
Upcoming Events
WiS Webinar Series: Clarity: Chart Your Path
SFA RMBS Symposium 2025
WiS Fall Diamond Workshop
SFAcademy: The Bootcamp Series
SFAcademy is an educational program for professionals in structured finance. Through the Bootcamp Series, members can explore the essentials of securitization and asset classes with real-life examples, delivered in accessible, bi-weekly sessions.
Research Corner
SFA Research Corner: FFELP ABS Holds Firm Even as Student Loan Stress Mounts
July 10, 2025
As student loan delinquencies surge to record highs, questions are mounting about whether this stress signals deeper cracks in consumer credit—or simply reflects a post-pandemic adjustment. This article looks at the stability of FFELP ABS amidst rising borrower distress, highlighting how structural protections have so far shielded investors, even as underlying risks grow.
SFA News
CNBC: Inflation Rises in Line with Expectations
On July 15, the Bureau of Labor Statistics released their CPI report which found that inflation rose by 0.3 percent in June, with the 12-month inflation rate…
Federal Regulators Encourage Financial Inclusion
Vice Chair for Supervision Michelle Bowman, at the Federal Reserve’s Financial Inclusion Conference, highlighted how novel credit scoring models and alternative data could be used…
Credit Card Delinquencies Drop in Q1
The fall in 30-, 60-, and 90-day credit card delinquencies in tandem with the material decrease in the percentage of new card accounts with a…
Basel III Delayed in the UK
The Bank of England pushed the Basel III implementation date on capital requirements for wholesale trading activities from 2027 to 2028. This follows the EU’s…
SFA, ABA, HPC, and MBA Respond to FHFA Credit Score Decision
WASHINGTON, July 14, 2025 – The Structured Finance Association, American Bankers Association, Housing Policy Council, and Mortgage Bankers Association released the following joint statement on the…