Structured Finance
Association
Dedicated to helping the economy grow by safely enabling greater credit access to industry, consumers and investors.
Blog
U.S. Banking Regulators Propose Markedly Higher Credit Risk Weights for Securitization
Dr. W. Scott Frame, Chief Economist and Head of Policy, shares his latest blog post, U.S. Banking Regulators Propose Markedly Higher Credit Risk Weights for Securitization, providing a detailed analysis of the recent proposal by U.S. federal banking regulators to amend capital requirements in alignment with the Basel 3 Endgame standards. Co-authored with Christopher B. Horn, Partner in the Financial Services Group at Cadwalader, Wickersham & Taft, the post outlines the proposed changes to the capital treatment of securitization exposures, compares the U.S. approach to European implementation, and discusses the broader implications for the financial industry.
SFA Conflict of Interest Resource Hub
Our SFA Conflict of Interest Resource Hub aggregates key materials to keep you informed on this critical issue, along with insights from our members to provide diverse perspectives and valuable commentary.
Upcoming Events
SFCanada 2025
SFA Canadian Securitization Roundtable
WiS Event-in-a-Box: Chicago – Morgan Lewis & JP Morgan
SFA Research Roundup: H1
SFAcademy: The Bootcamp Series
SFAcademy is an educational program for professionals in structured finance. Through the Bootcamp Series, members can explore the essentials of securitization and asset classes with real-life examples, delivered in accessible, bi-weekly sessions.
Research Corner
SFA Research Corner: A Strategic Partnership: Banks and Private Credit Reshaping Asset-Based Lending
March 20, 2025
Growing partnerships between private credit sponsors and banks are reshaping lending. In 2024, nine major partnerships have enabled banks to leverage client relationships, originate bespoke transactions, and generate fee income without adding riskier loans on their balance sheet. Initially, private credit thrived when banks retreated. Now banks are stepping back in as private credit sponsorsContinue reading “Homepage”
SFA News
FHFA Housing Price Index Released
The FHFA’s Housing Price Index was released on March 25. The index found that house prices rose by 0.2 percent in January 2025 and 4.8…
Auto Loan Scams Rise in 2024
Auto loan fraud grew over 16 percent in 2024. While fraud is still growing, risk premiums remain unchanged, indicating that investors in ABS backed by…
FHFA Will Not Lower GSE Loan Limits
FHFA director Bill Pulte does not intend to lower the loan limit for Fannie Mae and Freddie Mac (the GSEs). The standard loan limit increased…
WiS Week 2025 Photo Highlights
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Fed Maintains Interest Rates at Current Target Range
On March 19, the Federal Reserve voted to hold interest rates at the 4.25 to 4.5 percent range. In their post-meeting statement, the Federal Reserve…